- I don't trust the stock market: It's collapsed before. It could collapse again, maybe just one day before I plan to sell to get the cash I need.
- Even low inflation just eats my money away: I just want the real value of my money today to still be there when I need it in the future.
- Surely mortgages are simple: What more can there be to it than finding the one with the lowest rate?
- The Government wants to take my money: I've worked hard. I've paid my taxes. Now I want to make sure that I have enough to enjoy life, and pass a bit on without the Chancellor taking half!
- Financial advisers just pocket the profit: Surely I'm better off investing directly. Whatever product I need, if I go through an adviser, I'm either going to pay a fee or he'll get a commission. Either way a bit of my money is being sliced off.
Financial Planning is not easy. There are pitfalls. You need to balance risk and return. To be clear on exactly what you want to achieve. Knowing what's best will take a lot of your time and effort, and your continual attention.
Or you could use someone you trust to take that time, effort and attention on your behalf.
To make sure you have the best advice in planning your finances, talk to us. Call Hutt Professional Financial Planning on 024 7655 5215, or email David.Hutt [at] HuttProfessional [dt] co [dt] uk